If you’re looking at van ownership, an essential part of the process is narrowing down and selecting the right van insurance. This can be a difficult job when there are so many options to look at, and so many providers to choose from. However, there are a number of points that you can put on your check list to ensure that you get the best bang for your buck, and that the insurance that you do eventually select is the most suitable for the vehicle you own, and for the purpose you need it for.
If you’re unsure of where to begin, don’t worry: we’ve created this helpful, user-friendly guide to ensure that you cover all the necessary things on your insurance checklist. So take note of the following points and you can be confident that you’re on the right lines.
1. Make your van more secure
For a start, any provider is going to assess your vehicle on its safety when gaging what your van insurance premium is. Therefore take preventative measures to increase your vehicle’s safety before you go looking for an insurance provider. Simple measures like getting your vehicle security etched, and parking it regularly in a secure garage can make all the difference.
2. Use a price comparison site
This might seem obvious, but the best way to narrow down a provider is by comparing them side by side on a range of criteria. The best way to do that is by using a price comparison site. Crucially, price comparison sites don’t just show you’re the cheapest deals (although that option is available to you!); they also highlight the deals that best suit your needs.
3. Appropriate breakdown cover
This is particularly of interest to those who are using their vans for business purposes, but breakdown cover is a vital part of your insurance cover. Imagine the costs incurred to your business – un-projected for – if your van gets damaged or breaks down. Breakdown cover is a great fall-back mechanism, and prevents any real loss of income in any one month if something does go wrong.
4. Go direct, or go home
After you’ve asked the right questions and you’ve had a look on price comparison sites to narrow down your list of potential providers, it’s a good idea to take the research that you’ve done and ring up a provider like AXA. You would be able to question them on all the specifics, and build up a personal relationship with their advisors, making any potential purchase of a policy that little bit easier.
So there you have it: some simple tips to help you find the best van insurance.